Things to Avoid After Applying for a Mortgage Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan. Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may … [Read more...]
WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available. THE … [Read more...]
Creating a luxurious bedroom
For most of us, our bedroom is little more than a place to sleep and relax. However, just because it’s always been that way doesn’t mean that we have to settle for drab and dreary. One trend that’s gaining steam these days is converting your current bedroom into a luxury bedroom suite (or something comparable). If you want to live like you’re renting a room at the Ritz, then you want to follow these tips. Compartmentalize Your … [Read more...]
Half way into 2019, Life in Prescott Arizona
Half way into 2019, Life in Prescott Arizona Where did half of the year go!? Like they always say, time flies when you’re having fun - and what a fun year it has been! We still have so much to look forward to as we continue through 2019 working with our buyers and sellers. Hope that you are enjoying our posts about Prescott as there’s nothing we love more than sharing our passion for the place we call home. July 4th sparklers replace New Years eve fireworks. Continuing education in 2019 So … [Read more...]
Four reasons to consider buying a home today instead of waiting
Here are four reasons to consider buying today instead of waiting. 1. Prices Will Continue to Rise CoreLogic’s latest U.S. Home Price Insights reports that home prices have appreciated by 3.7% over the last 12 months. The same report predicts that prices will continue to increase at a rate of 4.8% over the next year. Home values will continue to appreciate. Waiting may no longer makes sense. 2. Mortgage Interest Rates Are Projected to Increase Freddie Mac’s Primary Mortgage Market … [Read more...]
Arizona Downs Grand Opening
Arizona Downs Race track will have it's grand opening race day on May 24th. To Dennis and I , it brings back some great memories. "Arizona Downs is a horse racing track in Prescott Valley, Arizona. The track hosts both thoroughbred and quarter horse racing. Formerly known as Yavapai Downs, it last conducted races in 2010, but intends to resume live racing in 2019. We have been watching the progress over the last year or so since the new owners stepped in. They opened last summer … [Read more...]
Buyer Demand Surging as Spring Market Begins
Buyer Demand Surging as Spring Market Begins Last fall, some predicted that the 2019 residential real estate market would be a disaster. There was even belief we might experience a housing crash like the one that occurred during the last decade. However, according to two separate reports*, buyer demand dramatically increased over the last three months, leading into this spring buyers’ market (the March data is not yet available). Both the ShowingTime Showing Index and the National … [Read more...]
Organic food on a budget in Prescott, AZ
Organic food on a budget in Prescott, AZ Organic food usually tastes better, and is better for you, but it can also be very expensive compared to non-organic products. Organic food can cost nearly 50 percent more, thanks to the extra labor required to produce it and consumers’ demand exceeding supply. So how do you get tasty organic food without spending a ton of extra money? Follow these tips to get more bang for your buck. Shop at farmers’ markets: You can get fresh organic produce … [Read more...]
What to repair before you list your home?
When you’re getting ready to list your home, it’s of the upmost importance to ensure you are showing it in the best light. Taking time to highlight its strengths and fix up some of its possible weaknesses can make a big difference in how fast it sells. Here are our top five recommended repairs to make before selling your home. Repaint walls. Giving your home a fresh coat of paint is one of the most cost-effective ways to spruce it up, and generally, it can be a do-it-yourself project. Make … [Read more...]
Entertainment in the Prescott Arizona area
Entertainment in the Prescott Arizona area Prescott, Arizona appears in the "top" lists for many reasons-greatest place to retire, exceptional outdoor activities like hiking and mountain biking and even friendliest town. But something not so publicized is all the great entertainment and entertainment venues around Prescott, Arizona. Entertainment venues in Prescott, Arizona Prescott Elks Theater- "The Prescott Elks Theater and Performing Arts Center is a classically designed turn of … [Read more...]
