Things to Avoid After Applying for a Mortgage Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan. Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may … [Read more...]
WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available. THE … [Read more...]
Arizona Downs Grand Opening
Arizona Downs Race track will have it's grand opening race day on May 24th. To Dennis and I , it brings back some great memories. "Arizona Downs is a horse racing track in Prescott Valley, Arizona. The track hosts both thoroughbred and quarter horse racing. Formerly known as Yavapai Downs, it last conducted races in 2010, but intends to resume live racing in 2019. We have been watching the progress over the last year or so since the new owners stepped in. They opened last summer … [Read more...]
Entertainment in the Prescott Arizona area
Entertainment in the Prescott Arizona area Prescott, Arizona appears in the "top" lists for many reasons-greatest place to retire, exceptional outdoor activities like hiking and mountain biking and even friendliest town. But something not so publicized is all the great entertainment and entertainment venues around Prescott, Arizona. Entertainment venues in Prescott, Arizona Prescott Elks Theater- "The Prescott Elks Theater and Performing Arts Center is a classically designed turn of … [Read more...]
Luxury Home Certification (CLHMS)
CLHMS designation is awarded to Institute Members with documented sales performance in the top 10% of their market. Recognized as the mark of accomplishment in luxury markets around the world, the Certified Luxury Home Marketing SpecialistTM (CLHMS) designation assures affluent buyers and sellers that the agents who have earned it have the knowledge, experience, competence, and confidence they require. Earlier this month we completed our Certified Luxury Home Marketing Specialist … [Read more...]
Creating evacuation plans for your pets
An evacuation plan for pets or anyone living in your home is a necessity for every home, especially if you live in an area where fires, earthquakes, hurricanes, flooding, and other disasters are a possibility. Many homeowners create evacuation plans for their homes and practice them with their kids, but far fewer have considered one for their pets. Take these steps to add your pets to your evacuation plan. Assign pet evacuation to an adult. Everyone should know how to act during an … [Read more...]
