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Holidays in Prescott, Arizona Julie and Dennis Jennings Real Estate

Ways to enjoy Holidays in Prescott, Arizona

Holidays in Prescott, Arizona We love Prescott all year round but the holidays in Prescott, Arizona might be our favorite time of year.  Despite Prescott repeatedly being named one of the best places in the U.S. to retire or to live, the town still manages to maintain it's charm and small town feeling. If you've just moved to Prescott or if you are considering relocating here are some suggestions of events during the holidays. Noted as being Arizona's Christmas City, the holiday festivities in Prescott kick off on Thanksgiving weekend. Here's the line up of our top things to do in Prescott during the holiday … [Read More...]

Trick or Treat Prescott, Arizona, Julie and Dennis Jennings Real Estate

Trick or Treat in Prescott, Arizona

Trick or Treat in Prescott, Arizona can be quite adventurous. For over sixty years, Mt Vernon Street in Prescott, Arizona has been attracting thrill-seekers by the thousands on Halloween night. The spooky adventures started in 1901 when a run down Victorian home on the corner of Mt. Vernon and Goodwin was thought to be haunted. The owner decided to play some tricks on the neighborhood kids and scare them with spooky and ghostly sights and sounds. By the 1960's other homes on Mt Vernon street decided to get in on the scary adventures and it quickly became an annual theme. Now the neighborhood of Mt. Vernon street in … [Read More...]

after applying for a mortgage

Things to Avoid After Applying for a Mortgage

Things to Avoid After Applying for a Mortgage Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan. Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may seem obvious, but some may not. 1. Don’t Change Jobs or the Way You Are Paid at Your Job. Your loan officer must be able to track … [Read More...]

down payment strategy - Julie and Dennis Jennings Real Estate

WHICH DOWN PAYMENT STRATEGY IS RIGHT FOR YOU?

You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders. But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available. THE DOWNSIDE The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower … [Read More...]