Julie and Dennis Jennins Treated My Wife and I with Respect from the first phone call on. They listened to our needs and requirements and did their best to achieve our goals. They also went above and beyond the normal by going over to our house, to pull weeds and cut the grass before the […]
Phil and Nancy Sahady
We have been working with Julie & Dennis since around 08/2014 in trying to find the right place for my Wife and I to hopefully spend our remaining years. They were extremely patient with us as we are really new to the Prescott area. We spent numerous hours riding around to all the available area. […]
Frank Seuss
Julie and Dennis are awesome. We can’t say enough good things about their professionalism, knowledge of the industry and of the Prescott/Chino Valley area. We’d highly recommend them if you’re wanting to buy or sell a home. Not only did we get great real estate agents, we made great friends!
Rob and Charlote Cooley
Julie and Dennis are fabulous. The knowledge shared between them is incredible. We have been friends for 12 years. Julie helped me buy my home when I came to Prescott and 12 years later helped me sell my home. They worked so diligently with the county to correct issues that could have held up the […]
Things to Avoid After Applying for a Mortgage
Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan.
Below is a list of Things You Shouldn’t Do After Applying for a Mortgage. Some may seem obvious, but some may not.
1. Don’t Change Jobs or the Way You Are Paid at Your Job. Your loan officer must be able to track … [Read More...]
You’ve most likely heard the rule: Save for a 20-percent down payment before you buy a home. The logic behind saving 20 percent is solid, as it shows that you have the financial discipline and stability to save for a long-term goal. It also helps you get favorable rates from lenders.
But there can actually be financial benefits to putting down a small down payment—as low as three percent—rather than parting with so much cash up front, even if you have the money available.
THE DOWNSIDE
The downsides of a small down payment are pretty well known. You’ll have to pay Private Mortgage Insurance for years, and the lower … [Read More...]
For most of us, our bedroom is little more than a place to sleep and relax. However, just because it’s always been that way doesn’t mean that we have to settle for drab and dreary.
One trend that’s gaining steam these days is converting your current bedroom into a luxury bedroom suite (or something comparable). If you want to live like you’re renting a room at the Ritz, then you want to follow these tips.
Compartmentalize Your Activities
Making your bedroom more functional is going to make it more luxurious. Add a gorgeous desk for working and a TV area for … [Read More...]
Half way into 2019, Life in Prescott Arizona
Where did half of the year go!? Like they always say, time flies when you’re having fun - and what a fun year it has been! We still have so much to look forward to as we continue through 2019 working with our buyers and sellers. Hope that you are enjoying our posts about Prescott as there’s nothing we love more than sharing our passion for the place we call home.
July 4th sparklers replace New Years eve fireworks.
Continuing education in 2019
So far this year, we earned our Accredited Buyer’s Representative (ABR®) certification in April. We enjoy taking classes and … [Read More...]
